| Sr.No. |
|
Details |
Charges |
| |
|
|
Transfer |
Cash |
| 1 |
1.1 |
UTI/HDFC/ICICI |
|
|
| (Cheque Issued for above mentioned Banks) |
| Up to Rs 1.00 Lacs |
0.07 Paisa |
0.10 Paisa |
| Above Rs 1.00 Lacs |
0.05 Paisa |
0.10 Paisa |
| Minimum Exchange |
10/- |
15/- |
| 2 |
Bills Commission |
| |
2.1 |
O.B.C. Cheque (As per RBI guidelines) |
| Up to Rs 1,000/- |
Rs 20/- |
| Rs 1,001/- to Rs 10,000/- |
Rs 50/- |
| Rs 10,001/- to Rs 1,00,000/- |
Rs 100/- |
| Above Rs 1,00,000/- |
Rs 150/- |
| 2.2 |
I.B.C Cheque(As per RBI guidelines) |
| Up to Rs 1,000/- |
Rs 20/- |
| Up to Rs 10,000/- |
Rs 50/- |
| Rs 10,001/- to Rs 1,00,000/- |
Rs 100/- |
| Above Rs 1,00,000/- |
Rs 150/- |
| 2.3 |
O.B.C Bills |
| Up to Rs 10,000/- |
Rs 100/- |
| (Postal Charges Rs 30/-) |
| Rs 10,001/- to Rs 1,00,000/- |
Rs 0.25/- |
| Above Rs 1,00,001/- |
Rs 100/- + Rs 30/- |
| |
(Min- Rs 100/- Max- Rs 5,000/-) |
| 2.4 |
I.B.C Bills |
| Up to Rs 10,000/- |
Rs 100/- |
| (Postal charges Rs. 30/-) |
| Rs 10,001/- to Rs 1,00,000/- |
Rs 0.25/- |
| Above Rs 1,00,001/- |
Rs 100/-+ Rs 30 |
| |
(Min – Rs100/- Max Rs 5000/-) |
| Parcel Handling charges |
Rs 30/- |
| 2.5 |
Purchase/ Discount Cheques/ Bills |
| 1. Cheques: Out of Fund interest + Cheque collection charges |
| 1. Bills: Out of Fund interest + Bill collection charges |
| 1. L.C Bills : Interest will be applied from the date of purchase till the date of receipt + Rs. 100/- out of pocket expenses per bill |
| L.C. Charge: Rs 250/- |
| The above charges are excluding Service Tax |
| 3 |
Cheque Return Charges |
| |
|
Inward (Debit Clearing) |
Rs. 30/- |
| Inward (Debit Clearing) – Minimum balance Not maintained |
Rs. 50/- |
| Inward (Debit Clearing) – Repayment to Finance company |
Rs 100/- |
| Outward ( Credit Clearing) |
Rs 25/- |
| 4 |
Stop Payment Charges |
| |
|
General case |
Rs 50/- |
| Repayment to Finance company |
Rs 100/- |
| 5 |
Cheque Book Issue Charges |
| |
|
Savings A/c (Per Cheque Book - 15 cheque leaves First 4 cheque books free per financial year) |
Rs 30/- |
| Current / CC / Overdraft (Per Cheque Book-60 cheque leaves) |
Rs 125/- |
| 6 |
Ledger Folio Charges (Incidental Charges) |
| |
6.1 |
Current A/c, OD, CC 1 Page(30 Entries) |
Rs 30/- |
| Current A/c / OD A/c Minimum Charges |
Rs. 100/- |
| Cash Credit A/c – Minimum Charges |
Rs. 150/- |
| Rebate in above charge |
|
| Average Minimum Balance |
|
| Rs 50,000/- to Rs 99,999/- |
5 Pages Free |
| Rs 1,00,000/- to Rs 1,99,999/- |
7 Pages Free |
| Above Rs 2,00,000/- |
Free |
| 6.2 |
Incidental Charges in Savings A/c |
|
| Up to 20 entries( half yearly) only Debit entries |
Free |
| Above 20 entries (per entry) only Debit Entries |
Free |
| Rebate |
|
| Average Minimum Balance Rs 50,000/- only |
Free |
| If minimum balance is not preserved |
|
| Current A/c (Average Minimum Balance Rs 2,000/-) |
Rs 150/- |
| Savings A/c (Average Minimum Balance Rs 500/-) |
Rs 25/- |
| 7 |
Proposal Processing Charges (Limit Processing Charges) |
| |
|
CC/ Hypothecation(Against Stock/ book Debt) Limit Renew |
|
| Up to Rs. 1.00 Lacs |
Rs 250/- |
| Rs 1.00 Lacs to Rs 1.99 Lacs |
Rs 500/- |
| Rs 2.00 Lacs to Rs 2.99 Lacs |
Rs 1,500/- |
| Rs 3.00 Lacs to Rs 4.99 Lacs |
Rs 2,000/- |
| Rs 5.00 Lacs to Rs 7.50 Lacs |
Rs 3,000/- |
| Rs 7.51 Lacs to Rs 9.99 Lacs |
Rs 4,500/- |
| Rs 10.00 Lacs to Rs 24.99 Lacs |
Rs 6,500/- |
| Rs 25.00 Lacs to Rs 49.99 Lacs |
Rs 10,000/- |
| Rs 50.00 Lacs to Rs 74.99 Lacs |
Rs 15,000/- |
| Rs 75.00 Lacs to Rs 100.00 Lacs |
Rs 20,000/- |
| Term Loan( Except Staff Loan) |
|
| Up to Rs 1.00 Lacs |
Rs 250/- |
| Rs 1.00 Lacs to Rs 5.00 Lacs |
Rs 2,500/- |
| Rs 5.01 Lacs to Rs 10.00 Lacs |
Rs 5,000/- |
| Rs 10.00 Lacs to Rs 24.99 Lacs |
Rs 8,000/- |
| Rs 25.00 Lacs to Rs 49.99 Lacs |
Rs 12,000/- |
| Rs 50.00 Lacs to Rs 100.00 Lacs |
Rs 25,000/- |
| Adhoc Sanction |
|
| Up to Rs 1.00 lacs |
Rs 300/- |
| Rs 1.00 lacs to Rs 5.00 Lacs |
Rs 750/- |
| Above Rs 5.00 Lacs |
Rs 1,500/- |
| 8 |
Inspection Charges (Annually) |
| |
8.1 |
Cash Credit |
|
| Up to Rs 1.99 lacs |
Rs 200/- per inspection irrespective of limit sanctioned |
| Rs 2.00 lacs to Rs 4.99 Lacs |
| Rs 5.00 Lacs to Rs 10.00 lacs |
| Above Rs 10.00 lacs |
| 8.2 |
Term Loan |
|
| Every Term Loan Account (Except Education loan, Staff Loan) |
Rs 200/-(Per Financial Year) |
| Note: Above charges are subject to change without any prior intimation |
